Personal Credit Cards

Choosing the right credit card is easier than ever.

Two River Community Bank offers a variety of Rewards Credit Cards through Elan, a nationally-known and trusted provider and servicer of consumer credit cards with industry-leading benefits.1 No matter which card you choose, you’ll enjoy important features like:

 

  • EMV smart chip technology for added security
  • Mobile purchasing capability for added convenience
  • Plus much more!

 

 

Link to Credit Card Management

 


Save with a longer intro rate.

Image of Two River Community Bank Visa Platinum Credit Card

 

Visa® Platinum Card

Save on interest with an extended introductory rate and pay down other credit card balances faster.Image with Apply Online Now Text

 

 

 

 

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Earn valuable rewards.

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Visa® Bonus Rewards Card

Watch your rewards add up fast with 1 point for every $1 you spend on eligible net purchases, and receive automatic bonus points each month. Plus get $25 cash back2 after your first purchase.

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Visa® Bonus Rewards PLUS Card

Watch your rewards add up even faster with 1 point for every $1 you spend on eligible net purchases3, and receive even more automatic bonus points each month. Plus get $50 cash back2 after your first purchase – all with a low annual fee.

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Cash Rewards American Express® Card

Earn cash back2 every time you use your card: 3% on gas, 2% at supermarkets, and 1% on all other eligible net purchases3, plus $25 cash back2 after your first purchase.

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Travel Rewards American Express® Card

Earn great rewards faster with 3X reward earnings on airline net purchases and 2X reward earnings on restaurant and hotel net purchases and 1X reward earnings on all other eligible net purchases3, plus get $75 cash back2 after your first purchase – all with a low annual fee.

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Build your credit4.

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Visa® Secured Card

Start building (or rebuilding) your credit history, even if you’ve been turned down for other credit cards, with flexible credit lines based on a security deposit and a low annual fee.

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1 The creditor, issuer, and servicer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc. and American Express. American Express is a federally registered service mark of American Express. Elan and Two River Community Bank have entered into a third party contract to provide credit card services to you. Subject to Credit Approval.

 

2 After your first credit card eligible net purchase, you’ll earn bonus points which can be redeemed as a cash deposit to a checking or savings account or as a statement credit to your credit card account. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances.

 

3 Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Card member Agreement for details.

 

4 Late payments and going over the credit limit may damage your credit history.