Personal Checking

The right account for you.

From flexible free checking to interest-bearing options, Two River Community Bank offers several solutions with unique features and benefits. Each option includes:



Discover which account works best for you.


Free Checking

The ultimate in simple, worry-free checking. Enjoy unlimited check writing privileges with no minimum daily balance requirement, no monthly service charge, and no per-check charge.1


Please note there is a $10 minimum deposit requirement to open an account.


Open a Free Checking Account now.



50+ Interest Checking

If you or any other signers on the account are age 50 or older, we have an economical, interest checking account just for you. Enjoy competitive interest rates, unlimited check writing, no minimum daily balance requirement, and no monthly service charge. Plus, all 50+ Interest Checking accounts include free mint specialty checks for the life of the account, a free standard size safe deposit box, and no fees on Cashier’s Checks or Money Orders.


Please note there is $100 minimum deposit requirement to open an account.


To open a 50+ Interest Checking account, please stop by your local branch or contact us.



VIP Free Interest Checking

If you arrange to have direct deposit or an automatic loan payment with Two River Community Bank, you will earn unlimited check writing and competitive interest rates. There is no minimum deposit required to open a VIP Free Interest Checking account and no monthly service charge.


To establish your VIP Free Interest Checking account, please visit your nearest Two River Community Bank location or contact us.



Platinum Checking

Two River Community Bank’s Platinum Checking features a tiered interest rate structure, so your account will earn higher rates of interest according to the balances you maintain. There is no minimum deposit required to open an account, and you’ll be rebated up to $15 in foreign ATM transaction fees each month.


Please note a monthly fee may be assessed if the minimum daily balance falls below the requirement defined in the account agreement. Please speak with a representative for details.


Open your Platinum Checking account today by stopping by your local branch or contacting us.




1Two River Community Bank offers Free Checking as the equivalent of New Jersey Consumer Checking. Service fees, including insufficient funds and overdraft fees may apply to these accounts. Your mobile carrier’s text messaging and data charges may apply for certain services. Using ATM machines not owned by Two River Community Bank may incur additional charges from other institutions. Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, its features and terms are subject to change at any time in accordance with applicable laws and agreements. For more information, please contact your local branch representative.