Personal Certificates of Deposit (CDs)
& Individual Retirement Accounts (IRAs)

Guaranteed growth.

Certificates of Deposit (CDs) from Two River Community Bank offer you the ability to earn a higher rate of interest by depositing a specific amount for a specified period of time.


  • Choose from terms with maturities of three months to five years
  • Individual retirement account (IRA) certificates are available (including Traditional, Roth or Education IRAs)
  • Interest can be paid at maturity, paid monthly, or credited to another Two River Community Bank account


Please note a $1,000 minimum opening deposit is required for terms less than one year, and a $500 minimum opening deposit is required for terms of one year or more.


Open a 6-month, 1-year or 2-year Certificate of Deposit (CD) or Individual Retirement Account (IRA) today.



Current Special

Open a 30-month CD with $10,000 or more and earn 1.15% Annual Percentage Yield (APY).1


To open your Certificate of Deposit (CD) special or other-term CD or Individual Retirement Account (IRA) with Two River Community Bank, visit your local branch or contact us.



Withdrawals of principal prior to maturity will result in interest penalties, which could result in partial loss of principal. If the account is closed before interest is credited, you will not receive accrued interest.


1APY is effective as of April 27, 2016. $10,000 minimum balance to open and obtain APY. Rates subject to change. Penalty for early withdrawal.