Personal Certificates of Deposit (CDs)
& Individual Retirement Accounts (IRAs)

Guaranteed growth.

Certificates of Deposit (CDs) from Two River Community Bank offer you the ability to earn a higher rate of interest by depositing a specific amount for a specified period of time.


  • Choose from terms with maturities of three months to five years
  • Individual retirement account (IRA) certificates are available (including Traditional, Roth or Education IRAs)
  • Interest can be paid at maturity, paid monthly, or credited to another Two River Community Bank account


Please note a $1,000 minimum opening deposit is required for terms less than one year, and a $500 minimum opening deposit is required for terms of one year or more.


Current Specials

Two River Offers a 19-Month CD or IRA at 1.76% APYTwo River Offers a 35-Month CD or IRA at 2.15% APYTwo River Offers a 55-Month CD or IRA at 2.50% APY

Open a 19-month CD or IRA with $5,000 or more and earn 1.76% Annual Percentage Yield (APY). Open a 35-month CD or IRA with $5,000 or more and earn 2.15% APY. Open a 55-month CD or IRA with $10,000 or more and earn 2.50% APY.1


Open a 6-month, 1-year, 2-year or special CD online today. To open any other-term CD or IRA with Two River Community Bank, visit your local branch or contact us.



Withdrawals of principal prior to maturity will result in interest penalties, which could result in partial loss of principal. Fees can reduce earnings on the account.


1Annual Percentage Yield (APY) is effective as of February 9, 2018. Rates subject to change. Penalty for early withdrawal.