Home Equity Lines & Loans

Whether you are looking to renovate your home or take a special vacation, you can use the equity in your home to finance some of life's dreams.  Two River Community Bank's home equity line of credit (HELOC) is convenient, flexible and offers some of today's most competitive rates.

A home equity line of credit is similar to a home equity loan, except that money can be taken out as needed rather than as a lump sum. It is an ideal way to leverage the equity in your home to manage periodic expenses, or to have funds available in case of emergency.  Once you are approved for an amount, you can borrow and repay repeatedly without additional paperwork. Another benefit of a home equity line of credit is that you only pay interest on the money you have actually borrowed.  Best of all, the interest on your line may be tax deductible.*

Home Equity Line of Credit

 

  • Use convenient line of credit checks to access your line
  • Loan amounts up to $350,000
  • Low variable rate
  • No application fees
  • No appraisal fees on loan amounts up to $250,000
  • Pay off principal at any time without penalty 
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Interest Only - EZ Start Home Equity Line of Credit

 

Enjoy the flexibility of our  EZ Start  line of credit along, with  the added benefit of a low monthly payment of interest only during your 5 year draw period. 

  • Loan amounts up to $250,000
  • Low variable rates
  • No application fees
  • No appraisal fees on loan amounts up to $250,000
  • Use convenient line of credit checks to access your line
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Home Equity Loans

 

If you would like to use the equity in your home for a one-time purchase, you may wish to consider a Home Equity Loan, which is a fixed-rate first or second mortgage that allows a homeowner to borrow against and use the equity in their home or other qualifying real property. Like a line of credit, interest on the loan may be tax deductible.*

  • Predictable monthly payments that stay the same no matter how the economy or interest rates may change
  • Borrow a fixed amount based on the equity in your home
  • Repay loan over time with a fixed rate and flexible terms
  • Loan amounts up to $350,000
  • No application fees
  • No appraisal fees on loan amounts up to $250,000
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Call 877.706.9009 for current rates or click here.

 

*Please consult your tax advisor. Subject to credit approval. For more information, please contact your local branch representative.