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Message from our CEO
Welcome to Two River Community Bank!
At Two River Community Bank, we distinguish ourselves through extraordinary personalized customer service. As a customer you can conduct your banking in person, on your mobile phone or through our website 24 hours a day to check balances, view check images, transfer funds, obtain account statements, open accounts, and access a variety of other valuable services. We are committed to insuring that all of your banking experiences with Two River Community Bank exceed your highest expectations, both in person, online and even on your mobile phone.
The focus of Two River Community Bank is to provide a complete array of banking services to businesses and individuals located within our communities. We operate based upon the principle that a locally owned and operated bank dedicated to the needs of the local community can meaningfully outperform large regional banks managed from outside of this region, in terms of friendly personalized service, responsiveness, and commitment to the community.
We invite you to experience the advantages of local management, local knowledge, local decision making, and local service in helping you build your financial foundation. Please feel free to visit one of our branches to meet our experienced staff eager to service your financial needs.
If you don't currently bank with Two River Community Bank, but are considering us for your future needs, I encourage you to compare us with any other institution in the region. There's no doubt in my mind that you'll find that Two River Community Bank offers the area's best banking value. That will always be our commitment to you.
William D. Moss
President and CEO
Here at Two River Community Bank, it’s never been about us. It’s always been about you, our customers.
We are a New Jersey state-chartered financial institution headquartered in Tinton Falls, NJ and currently operate 15 branch locations and four loan production offices located in Monmouth, Middlesex, Ocean and Union Counties. Since opening our doors in 2000, our focus has been on you, as we strive to make your banking experience the very best it can be, meet your financial needs and goals, and get to know you as a valued customer and friend, while providing you with the latest in technological advances. We are here to help you achieve your dreams.
The key strength of Two River Community Bank is the team we've assembled. Our Board of Directors has deep roots in New Jersey and in the surrounding business communities. The core of our professional staff has been working together providing community banking services in this area for over the last decade. The focus of our Bank is to provide a complete array of financial services to individuals and organizations located within our local communities.
We invite you to experience the advantages of local management, local knowledge, local decision making and local service in helping you build your financial foundation. Come experience the difference at Two River Community Bank...Your Community. Your Bank.
Service • Employee Satisfaction • Shareholder Value • Integrity • Community
As an independent community bank, we are focused on the goals of our customers, the welfare of our employees and the benefits to our shareholders. Increased shareholder value is achieved by having a culture that puts the customer First and earns their confidence and loyalty through exceptional, friendly and professional service while our employees are provided a stimulating and challenging work environment that encourages development and recognizes excellence.
William D. Moss, President and CEO
William D. Moss is currently President and Chief Executive Officer and a director of the Company and Two River Community Bank. Mr. Moss previously served as President and Senior Loan Officer from August 1, 2006 to July 31, 2007, as Executive Vice President and Senior Loan Officer of Two River from July 1, 2003 to July 31, 2006, and as Senior Vice President and Senior Loan Officer of Two River from February 2000 (the time of the bank’s opening) until July 2003. Mr. Moss has 30 years in the banking industry, starting his career in 1980 at Midlantic National Bank and rising to the position of Regional Vice President/Group Manager in 1989. Later that year he joined Central Jersey Bank & Trust Company, which is today Bank of America, as a Vice President and Senior Regional Loan Officer. In 1996, Mr. Moss joined Shrewsbury State Bank as Vice President, responsible for commercial lending and business development. Mr. Moss graduated from the Stonier Graduate School of Banking in 1987. Mr. Moss serves as a Trustee of the New Jersey Bankers Association and is a member of the Community Bankers Association of New Jersey. He is currently a Trustee of The Monmouth Conservation Foundation, Middletown, New Jersey; The Community YMCA, Red Bank, New Jersey; Christian Brothers Academy, Lincroft, New Jersey; and the Howard Whitfield Foundation, Red Bank, New Jersey. Mr. Moss is a former President and member of the Board of Advisors of the American Cancer Society, and has served as a Councilman of the Borough of Shrewsbury and Chair of the Finance Committee. Mr. Moss brings over 30 years of extensive experience and knowledge of the commercial banking industry to the governance and leadership of the organization. Through his participation in pertinent trade associations he is aware of any and all significant events in the industry on a daily basis and advises the Board and management on trends and product developments.
A. Richard Abrahamian, Executive Vice President and Chief Financial Officer
A. Richard Abrahamian is currently Executive Vice President and Chief Financial Officer of Two River Bancorp and Two River Community Bank. Mr. Abrahamian joined Two River in March 2010 as Senior Vice President and Chief Financial Officer. In April 2010, he was appointed Senior Vice President and Chief Financial Officer ofTwo River Bancorp and subsequently promoted to Executive Vice President and Chief Financial Officer in December 2010. Mr. Abrahamian previously served as Vice President, Treasurer and Chief Financial Officer of Center Bancorp, Inc. from March 2008 to January 2010, Vice President and Treasurer of Center Bancorp, Inc. from February 2008 to March 2008, and Senior Vice President and Chief Financial Officer of its banking subsidiary, Union Center National Bank, from February 2008 to January 2010. Prior to that, he was Senior Vice President and Chief Financial Officer of Synergy Financial Group, Inc. from 2005 to February 2008. Prior to his employment at Synergy Financial Group, Inc., Mr. Abrahamian was a Senior Vice President of PNC Bank from 2004 to 2005 and Vice President and Controller of United National Bancorp and a Senior Vice President and Chief Accounting Officer of its banking subsidiary, United Trust Bank, from 1992 until its acquisition by PNC in 2004. Mr. Abrahamian received both MBA and BS degrees from Fairleigh Dickinson University and graduated with distinction from the Stonier Graduate School of Banking in 1999.
Alan B. Turner, Executive Vice President and Senior Loan Officer
Alan B. Turner is currently Executive Vice President and Senior Loan Officer of Two River Community Bank. Mr. Turner joined Two River in October of 2000 as Vice President of Commercial Lending, and served as Senior Vice President of Commercial Lending from June of 2003 until his promotion to Executive Vice President in January of 2007. Mr. Turner has over 24 years of banking and commercial lending experience. He began his banking career in 1987 at Chemical Bank N.J. as a credit and loan review analyst. From 1989 to 1995, he served as Assistant Vice President of Commercial Real Estate at Central Jersey Bank & Trust Company in Freehold. Following Central Jersey’s acquisition by NatWest, N.A. in 1995, Mr. Turner first served as Assistant Vice President and then as Vice President of Commercial Real Estate/Relationship Manager/Team Leader. He then became Vice President of Commercial Real Estate/Relationship Manager at NatWest’s successor, Fleet Bank, N.A. covering the Philadelphia/Washington corridor, through September of 2000. Mr. Turner graduated from The American University in Washington, DC in 1986.
Anthony A. Mero, Senior Vice President and Chief Operating Officer
Anthony A. Mero is currently Senior Vice President and Chief Operating Officer of Two River Community Bank. Mr. Mero joined the Bank in September of 2013. Mr. Mero most recently served as Chief Operating Officer of Financial Resources Federal Credit Union, an over 24,000 member credit union with assets in excess of $400 million. His career also includes working for United Jersey Bank, Summit Bank and Fleet Bank, where he developed a strong background in retail delivery, branch networks, strategic planning, social media and information technology. Mr. Mero holds an MBA from Centenary College, Hackettstown, NJ and a B.S. in Business Administration & Computer Information Systems from Bloomfield College, Bloomfield, NJ.
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