Two River provides your business with a wealth of business services, covering every business need. Remote Deposit Capture is now available. Scroll down for more information. ACH - Use of ACH for direct deposit of payroll, collections and payments is more secure and less expensive than using checks.   Courier service - Have our convenient courier service pick up your check deposits to save employee time away from the office and eliminate the need for the business to be near one of our locations.   Direct deposit of payroll - Save time for you and your employees by having their payroll automatically credited to their accounts.   Easy Escrow – With our Easy Escrow account you can separate escrow or IOLTA funds from your operating funds into individual sub-accounts over which you maintain complete control via a master account. Two River Community Bank does all the administrative work for you, and you receive a detailed monthly accounting.   Internet banking - Check balances, view check images and make transfers while protecting against fraud.   Lockbox - Accelerate collection of your receivables and save time going to the bank.   Merchant Bankcard - Offers an alternative payment option for your customers.   Night Depository – Our Night Depositories provide after-hours safety and convenience for making deposits 24 hours a day, seven days a week.   Repurchase agreements - Increase income by having excess cash earn interest. Remote Deposit Capture- Scan and deposit every check you receive, right from your desktop computer.  You will accelerate your cash flow, without leaving your office.  Click here for a product sheet.  Frequently asked questions. Sweep accounts - Increase income by having excess cash earn interest.   Treasury, tax, and loan payments – Make your tax payments with us.   Wire transfers - Get funds transfers made safely and quickly.   401(k) & other retirement plan services† - Enhance your employee benefits with a 401(k) or other retirement plan. † Not covered by FDIC insurance.