Let us help you grow your money for today and tomorrow. Certificates of Deposit CDs offer you the ability to earn a higher rate of interest by depositing a specific amount for a specified period of time: We offer terms with maturities from three months to five years. $1000 minimum balance required for terms of one year or less, and just $500 for terms of more than one year. Interest penalties may be imposed for withdrawals of principal prior to maturity. Be sure to check our home page for CD “specials”.