Two River provides a number of special services to simplify your banking 24-hour telephone banking - Check balances, make transfers and payments whenever you want, 24 hours a day. American Express® Travelers Cheques - For peace of mind when you are traveling, use American Express Travelers Cheques. Auto-transfer of funds - Automatically transfer excess balances so you can earn extra interest income. Bank by mail - Make deposits no matter where you are. Check image statements - Imaged statements include copies of your checks in check number order in a free binder for easier account balancing and storage. Direct deposit & withdrawal - Save time by having your payroll check deposited directly into your account. Financial & investment planning† - Meet with our Certified Financial Planner to map out your financial future. Free ATM/Master Money Debit card* - Access your funds and make purchases at over 3 million locations worldwide. Free bill pay - Pay your bills online to save time and postage. Free coin counting – Our coin counting stations provide access for you to process your extra change, free of charge. Free Internet banking - Check balances, view check images or make transfers free, 24 hours a day. Free set of starter checks - Use our starter checks from the day you open your account. Official checks - Use Two River's Cashiers Checks to facilitate payments for important transactions and purchases. Switch Kit for easy changes of automatic payments - Switching to Two River is easier than you think! U.S. Savings Bonds - Purchase these government-guaranteed investments with market-based rates as a long-term investment. * Subject to approval † Not FDIC Insured. Not a deposit or guaranteed by the bank. Subject to risk and the loss of principal.