Avoid risky investments and take advantage of this tiered rate savings account that combines the money market rates you want with deposit insurance coverage provided by the Federal Deposit Insurance Corporation. RiverCAP Money Market Make unlimited in-person withdrawals as well as limited check writing privileges. Earn higher rates of interest for higher balances. Avoid a monthly $6.00 maintenance fee by maintaining a low $1000 minimum daily balance. Preferred Money Market Make unlimited in-person withdrawals Limited check writing privileges. Earn a preferred rate of interest for balances in excess of $10,000 Watch our home page for Money Market "specials".