Statement Savings In addition to very competitive interest rates and unlimited cash withdrawals, our Statement Savings Account offers: No minimum balance requirement. No maintenance or activity fees. 24-hour access to your account via ATM Card and Online Banking, both provided free of charge. A free Two River Community Bank binder for convenient storage of your quarterly statements. Individual retirement savings accounts are available. Club Accounts Our Club Accounts are a great way to save for the holidays, a vacation, wedding expenses, or whatever you like. We offer two convenient club choices for you to put money aside for those special occasions: Our Holiday Clubs are available October through January each year for a period of 50 weeks in $5, $10, $20 and $50 denominations. Weekly club payments may be made via coupon or by automatic transfer from a Two River Community Bank checking or savings account. Interest is earned on the entire balance. Our You-Name-It Club can be set up for any amount, at any time, for any purpose, and runs for a period of 52 weeks. Deposits are made by automatic transfer from a Two River Community Bank checking or savings account. Individual Retirement Accounts Plan for your retirement or the expense of higher education with a Traditional, Roth or Education IRA: Available in the form of variable-rate statement savings. Interest earned may be tax-free or tax-deferred.* Contributions may be tax-deductible.* *Consult your tax advisor.