Statement Savings The savings plan that offers the greatest flexibility and convenience: No minimum balance requirement. No maintenance or activity fees. 24-hour access to your account via ATM Card and Online Banking, both provided free of charge. A free Two River Community Bank binder for convenient storage of your quarterly statements. Individual retirement savings accounts are available.   Prestige Savings All the flexibility and convenience of Statement Savings with greater earnings potential: $1,000 minimum balance required to earn interest. A tiered interest rate structure means the more you save, the greater your  earnings $1,000 - $9,999.99    Base Rate $10,000 - $49,999.99   Premium Rate $50,000 and Up: Prestige Rate A daily balance of $100 is required to avoid a monthly maintenance fee.   Club Accounts Our Club Accounts are a great way to save for the holidays, a vacation, wedding expenses, or whatever you like. We offer two convenient club choices for you to put money aside for those special occasions: Our Holiday Clubs are available October through January each year for a period of 50 weeks in $5, $10, $20 and $50 denominations. Weekly club payments may be made via coupon or by automatic transfer from a Two River Community Bank checking or savings account. Interest is earned on the entire balance. Our You-Name-It Club can be set up for any amount, at any time, for any purpose, and runs for a period of 52 weeks. Deposits are made by automatic transfer from a Two River Community Bank checking or savings account. Individual Retirement Accounts Plan for your retirement or the expense of higher education with a Traditional, Roth or Education IRA: Available as a fixed-rate Certificate of Deposit or a variable-rate Statement Savings Interest earned may be tax-free or tax-deferred.* Contributions may be tax-deductible.* *Consult your tax advisor.